JRS : Industry Consultant-Consulting Services Band : 9 Standard Location : Marol, Andheri East, Mumbai Total Years of Experience : 12+ Years Relevant Years of Experience : 10+ Years Mandatory Skills : Lending BA Detailed JD : Elicit and analyze Digital lending business processes (Retail, Agri & MSME business) gather and document detailed business requirements, and collaborate with stakeholders to deliver effective solutions that enhance customer experience and operational efficiency. Key Responsibilities: • Collect, analyze, and document business requirements for digital loan origination (Retail, Agri, MSME) and processes. • Detailed understanding of digital lending ecosystem within India, credit risk tools, industry trends, regulatory requirements, best practices in lending. • Collaborate with cross-functional teams including Bank Journey owner, IT, other partners, vendors and solution providers to design and implement digital lending solutions. • Conduct process mapping and identifyopportunities for digitization and efficiency improvements. • Support system testing, user acceptance testing (UAT), and deployment activities. • Understanding of BRE reports, Scorecards, MIS and regulatory reporting requirements for bank stakeholders. Qualifications: • Bachelor's degree in Business, Finance, Economics, or related field. • Proven experience as a Business Analyst within BFSI specifically lending domain. • Strong understanding of lending products in India such as personal loans, auto loans, mortgages, overdrafts, agri loans, MSME loans, etc. • Excellent analytical, problem-solving, and communication skills. • Proficiency in process mapping, data analysis, and requirement gathering. • Familiarity with other integrating banking systems and tools (e.g., core banking systems, CRM, JIRA, reporting tools). Preferred Skills: • Experience with Agile and Waterfall project management methodologies. • Knowledge of regulatory compliance and credit risk management related to lending.• Certification such as CBAP or similar is a plus RTH-Y - U2XHD8